You have a number of types of BKR loans, but it is almost always a case of not too large loans. A well-known example is a mini loan. This type of loan almost always involves a few hundred euros, rarely more than that. And that has everything to do with being careful to lend someone a lot of money who has a BKR listing due to payment problems
The qualification of the application is much smoother, making it difficult to take out a loan. There has been no personal contact and a limited amount of information is available to the lender. That is why they are likely to go up to a few hundred euros, but not much higher than those.
You only need a BKR loan
Borrowing with BKR is also available through fewer official channels. With private lenders, a lot is possible if you only need a BKR loan. The disadvantage of a private lender is that a quote is always made after the situation that the lender is wrong. You will hopefully understand that the interest rates for that loan will be enormously high, but it can offer a solution if there is no other possibility of borrowing.
Pay for a loan with a loan
If you still have valuable assets, you could consider pledging them. They only look at the value of the asset and not how much you want to borrow. What I think is important is that you will receive income in the coming period if you take one of the loans discussed. It often gets out of hand when you pay for a loan with a loan.
Do not take out a loan if it is not really necessary. Unfortunately, more and more loans are taken out for non-essential purposes such as a holiday. A holiday is not a collateral that increases in value. In fact, it is not collateral at all. To answer the question whether you should borrow, you need to know whether there will be a real rise in collateral in the future and whether there is a real urgency case. Go to Dutch Mini Loans for information.